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Email: sshuster@brewstershuster.com

Tel. 401- 274-8770

Fax. 401-274-8772

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Providence, RI 02903

EMPLOYEE BENEFITS

Group Life Insurance

Group term insurance provides benefits to employees’ beneficiaries in the event of death or a disabling accident.

Advantages for Employers include:

  • Federal income-tax deductible premiums

  • Desirable fringe benefit to offer new employees

  • Reduced turnover, saving you money in hiring and training costs

  • Contributes to employee security, loyalty, and higher morale

  • Valuable life insurance protection provided at a low group rate

 

Advantages for Employees include:

  • Valuable life insurance protection provided at a low group rate

  • Right to name and change beneficiaries at any time

  • Waiver of Premium for Disability Benefit rider is provided at no extra cost

Group Medical & Dental

Health insurance is one of the major benefits offered by many employers, and one of the most important benefits for employees. Group medical insurance refers to a single policy issued to a group that covers all eligible employees and sometimes their dependents. Both group health and dental plans offer employees coverage that is either fully or partly covered by the employer.

 

Good dental health, which is essential to your overall health, begins with regular visits to your dentist and a smart dental plan.

Group Vision

In order to maintain healthy eyes, it’s critical to visit the eye doctor regularly. Vision plans ensure this by paying all or some of the cost of glasses, contacts and some procedures. By offering a vision plan to your employees, you are further demonstrating your commitment to their health and wellbeing.

Group Disability

Group disability insurance protects workers in case of loss of income caused by illness or injury. Options for both short and long term disability provide a source of income when an employee cannot work due to a disability.

Telemedicine

Telemedicine is health care at your fingertips. Available 24 hour, 7 days a week by call-in, web or app access, patients get access to US Board Certified doctors, who can diagnose non-emergency medical problems and prescribe medication when needed. Telemedicine is increasingly becoming more popular, because of its ease of use, efficiency, and cost effectiveness. Making it easier for your employees to get the healthcare they need will have them feeling their best, getting back to work faster and even boosting their performance. With telemedicine, patients can receive medical attention virtually - either via phone or video chat. Doctors are able to diagnose and treat a variety of non-emergency health issues including cold, flu, allergies, skin rashes.